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    Senior Credit Manager: Evaluation - Johannesburg, South Africa - Telebest

    Telebest background
    Contract
    Description

    Our client has an opportunity available for a Senior Credit Manager based in Sandton.

    Requirements:

    • CA or BCom postgraduate qualification.
    • MBA would be advantageous.
    • 8 to 10 years' experience in a financial institution.
      Knowledge and understanding of credit and investment risks in the financing of transactions or projects.
    • Portfolio management experience would be advantageous.

    Responsibilities:

    • Perform risk gradings of Business Partners through an application of in-house credit risk tools and models and give constructive view on the output.
    • Ensure adherence to credit policies and procedures as well as team alignment to the Credit Risk Appetite Strategy.
    • Responsible for the final sign-off of all risk ratings within the company, including accountability for a consistent rating approach for all entities and approval of overrides.
    • Prepare and position submissions at the relevant sanctioning committee and respond to questions.
    • Provide support, guidance and a consistent approach and interpretation of credit and investment principles across the full credit cycle.
    • Responsible for independent evaluation of annual credit reviews and provide oversight to ensure these are aligned with policy requirements.
    • Assist Origination Managers in ensuring that all key and specific credit conditions are correctly and clearly documented and properly defined in the relevant facility agreements.
    • Partner with Risk Governance and Portfolio Management to provide insights on client conduct and lessons learnt when required.
    • Facilitate constructive working relations and healthy working morale with internal stakeholders.
    • Providing input to the development and enhancing of credit policies and procedures.
    • Ensure on-going compliance with Credit Policy and other relevant regulatory requirements.


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