- Credit Assessment
- Review and analyze credit applications
- Conduct financial analysis for large loans
- Evaluate risk factors for each application
- Ensure strict adherence to regulatory compliance
- Process optimisation
- Ensure operational efficiency
- Monitoring of quality, trends, risks etc.
- Onboarding of new reviewers
- Honours degree in Finance / Accounting / Mathematics or related. Preferred: CA(SA)/ACCA/CIMA
- 2-3 years of experience working in the financial services and/or lending industry
- Experience as a Credit Analyst in a scorecard-based environment or a similar role within the financial services industry is a bonus.
- Knowledge of commercial credit products, market trends, and/or loan procedures, credit life cycle (up to and including collections).
- Familiarity with industry-specific factors influencing credit risk, such as market trends, regulatory changes, and economic conditions.
- Understanding credit bureau data, credit scoring methodologies, and regulatory compliance.
- Experience in monitoring and analyzing the performance of existing credit accounts to assess credit quality, identify trends, and manage credit risk exposure.
- Familiarity with credit policies and guidelines, ensuring credit decisions align with the established risk appetite.
- Knowledge of loan administration, accounting, and banking applications/software.
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Credit Specialist
1 day ago
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Status Staffing Cape Town, South AfricaOur client based in Durbanville is looking for a Credit Specialist with 2 – 3 years experience in the financial services/ lending industry to join their team. · A recent professional profile photo is to accompany your application · EMPLOYMENT TYPE : Permanent · SECTOR : Finanace ...
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Credit Specialist
6 days ago
Scholtz Partners International Cape Town, South Africa Full timeBrief description of the vacancy: The key responsibility will be to evaluate and assess the creditworthiness of businesses seeking loans by utilizing scorecard models, analysing financial data, and applying sound risk management practices to make well-informed credit decisions.In ...
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CA Financial Appointments Cape Town, South AfricaJoin a fast growing and dynamic business where you will be part of the Credit team, you will specialize in credit lending and be responsible for the full 360 loan application process, evaluating and assessing the creditworthiness of businesses. You will collaborate with cross-fun ...
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Credit Specialist - Cape Town, South Africa - Silk Road Consulting (Pty) Ltd
Description
VACANCY: CREDIT SPECIALIST
DURBANVILLE AREA
As a Credit Specialist, your key responsibility will be to evaluate and assess the creditworthiness of businesses seeking loans by utilizing scorecard models, analysing financial data, and applying sound risk management practices to make well-informed credit decisions. The successful candidate will actively collaborate with cross-functional teams, contributing to the development of scorecard models and playing a vital role in supporting the company's overall credit risk management strategy.
Key Performance Areas
Minimum Requirements / Qualifications:
Experience required
How to Apply:
Kindly send your CV with motivation and salary expectation to