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    Credit Specialist - Cape Town, South Africa - CA Financial Appointments

    CA Financial Appointments background
    Description

    Join a fast growing and dynamic business where you will be part of the Credit team, you will specialize in credit lending and be responsible for the full 360 loan application process, evaluating and assessing the creditworthiness of businesses. You will collaborate with cross-functional teams and support the company's overall credit risk management strategy. Someone with an auditing background with completed articles is going to suit this role.

    Responsibilities:

    • Review and analyse credit applications in line with credit scorecard models
    • Conduct financial analysis for large loans
    • Ensure strict adherence to the credit policy and credit processes
    • Continuously evaluate and refine the credit granting processes
    • Evaluate risk factors associated with each credit application
    • Provide input into monthly reviewer schedules
    • Hold regular catch-up meetings with the Analyst team leader to identify training
    • Monitor the performance of existing loans in the portfolio
    • Provide input for the monthly credit reporting
    • Conduct comprehensive reviews
    • Ensure diligent quality monitoring of reviews
    • Design and maintain the training induction program
    • Oversee the onboarding process
    • Conduct follow-up training sessions with new Reviewers
    • Provide guidance and mentorship to Loan Analysts

    Requirements:

    • Honours degree in Finance, Accounting, Mathematics, or related field
    • Completed SAICA Articles
    • Minimum 2-3 years of experience working
    • Strong MS Office and MS Excel Advanced skills

    Please note if you have not heard from us in 2 weeks from application, please consider yourself unsuccessful - please do continue to follow us online and apply for suitable roles.


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