Manager: Credit - Johannesburg, South Africa - Nedbank

Nedbank Johannesburg, South Africa

1 week ago

Description

Requisition & Talent Acquisition Consultant Details

REQ Twanette Coetser

Closing Date - 7 May 2024

Location & Cluster

Total Business Banking and Retail - Credit Value Management - Gauteng

135 Rivonia Road, Sandton

Career Stream

Credit Management

Leadership Pipeline

Manage Self: Professional

Manager: Credit

Job Purpose

The Credit Manager's objective is to assess and evaluate the lending application for Commercial clients, to minimise impairments and maximise profit.

This role includes consistent application of the Nedbank's credit policy, through a risk-based affordability assessment, periodic credit reviews of existing customers, and assessing the creditworthiness of potential customers within the agreed risk parameters as set out in the Nedbank Credit Strategy.

Job Responsibilities

Validate client and supporting information through analysing and reviewing credit applications by assessing contents of documents for the proposed funding package and the viability of funding being applied for.
Appropriate client solutioning in line with clients' business model
Meeting client expectations by operating within the specified parameters, Service Level Agreements (SLA) and ensuring deliverables are timeously met whilst still ensuring that credit processes are adhered to including mandated official sign on all applications
Adapt to changes in Legislation by providing input to redesigning credit processes, systems, policies, and procedures where applicable, by recommending and making submissions to the relevant parties.
Support daily activities of larger team by monitoring the output, by performance and build the intellectual capital of the team.
Supporting the achievement of the business strategy, objectives, and values by reviewing Nedbank and Business Unit Plans and ensuring delivered systems, processes, services, and solutions are aligned.
Share knowledge and industry trends with team and stakeholders during formal and informal engagements.
Identify development areas and align to a personal career plan through input and feedback from leadership and ensure all personal career plan activities are completed within specified timeframe.
Seek opportunities to improve business processes and systems by identifying and recommending effective ways to operate and adding value to Nedbank.

Minimum Experience Level

Min 5 Years' Credit Assessment / Credit Evaluation and decisioning experience within Banking environment
Min 3 Years' Business Banking experience in evaluating current and prospective clients financial Statements and credit reports to determine their ability to honour debt obligations.
Firm understanding of legalities associated with lending and collateral
1 – 2 Years' experience in a Team Management / Supervisory would-be advantage
Proven track-record on managing a large book.
Must be prepared to travel.

Requirements

NQF Level 7 or Higher in a Financial or Banking related field essential
CIMA, Credit management degree or equivalent will be advantageous.
Valid driver's license and own reliable vehicle

Technical / Professional Knowledge

Banking knowledge
Banking procedures
Business Acumen
Communication Strategies
Data analysis
Governance, Risk and Controls
Industry trends
Nedbank policies and procedures
Principles of financial management
Principles of project management

Behavioural Competencies

Communication
Customer Focus
Decision Making
Work Standards
Managing Work
Technical/Professional Knowledge and Skills

Please contact the Nedbank Recruiting Team at

credit manager

3 days ago

Cletech Recruitment Johannesburg, South Africa

Responsibilities:Credit Control management · Debit order collection Management · Team leadership and development · Legal account Management · ...
Credit Manager

1 week ago

TRS Staffing Johannesburg, South Africa

TRS Staffing Solutions is recruiting for the most exciting role of Credit Manager within a well known orginasation in Johannesburg, South Africa. · **Key attributes**: · Credit Management · Communicating · Credit Worthiness Management · Good numeric knowledge for analysis and rec ...
Manager: Credit

2 days ago

Nedbank Johannesburg, South Africa

**Requisition & Talent Acquisition Consultant Details** · - REQ Twanette Coetser- Closing Date - 09 November 2023**Location & Cluster** · - Total Business Banking and Retail - Credit Value Management - RBB Centralised- 135 Rivonia, Sandton, Gauteng- Career Stream- Credit Manageme ...
Manager: Credit

3 hours ago

Nedbank Johannesburg, South Africa

**Requisition & Talent Acquisition Consultant Details** · - REQ Twanette Coetser- Closing Date - 17 July 2023**Location & Cluster** · - Total Business Banking and Retail - Credit Value Management - RBB Centralised- 135 Rivonia, Sandton, Gauteng- Career Stream- Credit Management · ...
Manager: Credit

1 week ago

Nedbank Johannesburg, South Africa

**Requisition & Talent Acquisition Consultant Details** · - REQ Twanette Coetser- Closing Date - 06 January 2023**Location & Cluster** · - Total Business Banking and Retail - Credit Value Management - Gauteng- Johannesburg- Career Stream- Credit Management · - Leadership Pipeline ...
Manager: Credit

3 hours ago

Nedbank Johannesburg, South Africa

**Requisition & Talent Acquisition Consultant Details** · - REQ Twanette Coetser- Closing Date - 21 July 2023- Location & Cluster- Total Business Banking and Retail - Credit Value Management - RBB Centralised- 135 Rivonia, Sandton, Gauteng- Career Stream- Credit Management · - Le ...
Credit Manager

1 day ago

Tiger Recruitment Johannesburg, South Africa

Seeking a strong Credit Manager for my large freight forwarder. · Must have freight experience, be able to manage credit controllers, handle collections etc. · Min 5 years in similar role; Matric and relevant qualification essential. ...
Credit Manager

2 days ago

Communicate Recruitment Johannesburg, South Africa

Take the first step in exploring new career opportunities today. · **Job & Company Descriptions** · My client, a JSE listed concern, is one of the largest Manufacturing companies within South Africa. As the · **Credit Manager,** you can be part of an award-winning team, contribut ...
Credit Manager

6 days ago

MECS Africa Johannesburg, South Africa

South Africa, Gauteng - Jhb Northern Suburbs · - R R Annually Cost To Company · My client is seeking a Credit Manager with retail store experience. · This is an EE opportunity and reports to the Financial Manager. · **Requirements**: · - Bachelor's degree in Accounting, Business ...
Credit Manager

2 days ago

RPO Recruitment Johannesburg, South Africa

**Responsibilities**: · - Research and evaluate clients' creditworthiness · - Create credit scoring models to predict risks · - Approve or reject loan requests, based on credibility and potential revenues and losses · - Calculate and set interest rates · - Negotiate loan terms wi ...
Credit Manager

1 week ago

Communicate Recruitment Johannesburg, South Africa

A Well-known Manufacturing giant based in the east of Johannesburg is looking for a Credit Manager with strong leasing experience to join their team ASAP · **Qualifications**: · - Syspro experience required · - 5+ years of credit experience · - Bachelor's degree or suitable diplo ...
Credit Manager

1 week ago

Staff Solutions Johannesburg, South Africa

**Gauteng**, JHB - Eastern Suburbs** · **(Market related)** · Our client in the Automotive Financial Services Industry is seeking a Credit Manager to join their team in Johannesburg. · **Duties & Responsibilities**: · - Carry out the brand sales maintenance, and jointly carry out ...
Credit Manager: Cib Credit Risk

6 days ago

Nedbank Johannesburg, South Africa

Job Family- Credit · - Career Stream- Credit Management · - Leadership Pipeline- Manage Self: Professional · **Job Purpose** · - To recommend and or grant credit to place quality assets on to the book and continued risk management across Nedbank. · **Responsibilities**: · - Valid ...
Credit Manager: Cib Credit Risk

5 days ago

Nedbank Johannesburg, South Africa

**Job Purpose** · To recommend and or grant credit to place quality assets on to the book and continued risk management across Nedbank. · **Responsibilities**: · - Validate client and supporting information by assessing the contents of the documents. · - Approve funding by making ...
Manager: Credit Risk

1 week ago

Nedbank Johannesburg, South Africa

**Job Req** · Closing Date- 22 February 2023- Career Stream- Credit Collections · - Location- Sandton**Job Purpose**Responsibilities**: · - Manage performance and efficiency of the team (where applicable) by conducting on the job training, counselling, coaching and monitoring dai ...
Credit Governance Manager

3 hours ago

Nedbank Johannesburg, South Africa

**Requisition Number and Talent Acquisition Contact** · - REQ: Location: Sandton, Johannesburg- Closing Date: 23 May 2024- Talent Acquisition: Saranya Govender- Job Family- Credit · - Career Stream- Credit Collections · - Leadership Pipeline- Manage Self: Professional · **Job Pur ...
Credit Risk Manager

2 days ago

FirstRand Johannesburg, South Africa

Job Description · To maximise the banks Risk-Adjusted Rate of Return by managing credit risk in the entire portfolio and individual transactions as well as managing Credit Analysts · - Achieve year on year TotalRevenue Growth for the Business · - Reduce Bad debts as a percentage ...
Credit Risk Manager

1 week ago

Mass Staffing Projects Johannesburg, South Africa

Leading Professional Services firm has an opening for a knowledgeable and experienced Credit Risk Manager. Get in touch to find out more detail. · **Requirements**: · - Bachelor degree in Statistics, Maths, Financial Engineering, Actuarial Science, Economics, etc. · - Minimum of ...
Credit Risk Manager

1 week ago

TotalEnergies Johannesburg, South Africa

**Pays** · Afrique du Sud · **Lieu** · South Africa · **Lieu de travail** · JOHANNESBURG-BIERMANN AV(ZAF) · **Domaine** · Finance · **Type de contrat** · CDI · **Expérience** · Minimum 6 ans · **Qualification/ Experience Required** · - B Comm degree is a requirement · - Minimum o ...
Senior Manager: Credit

3 hours ago

Nedbank Johannesburg, South Africa

**Requisition & Talent Acquisition Consultant Details** · - REQ Twanette Coetser- Closing Date - 20 July 2023- Cluster & Location- Total Business Banking and Retail - Client Value Management- Sandton, Gauteng- Career Stream- Credit Management · - Leadership Pipeline- Manage Other ...