Nontobeko Khumalo

Experienced Corporate Specialist with a demonstrated history of working in the financial services industry. Skilled in Multilingual, Negotiation, Communication, Customer Relationship Management (CRM), and Conflict Resolution. Strong accounting professional with a Certification focused in Finance and Financial Management Services from South African debtor's counsel also completed a Risk Management certification, agile manual, and automation testing certification and currently finishing off a twelve-month Business Analysis leadership with First National Bank done via Gijima NQF Level 5.

Highly motivated and detail-orientated with 11 years of experience in the Banking Industry, with in-depth knowledge of Credit Risk, fleet recoveries, lending, portfolio management, assessment, and process implementation to grow productivity and reduce risk. Thoroughly understands the processes and procedures for a commercial credit application, underwriting, and contracting for the company's largest accounts. Solid understanding of the functional behavior of the system, data and interface behavior, and product understanding (credit and banking products). ● Expertise in understanding of credit risk data and terminology.

Experienced Corporate Specialist with a demonstrated history of working in the financial services industry. Skilled in Multilingual, Negotiation, Communication, Customer Relationship Management (CRM), and Conflict Resolution. Strong accounting professional with a Certification focused in Finance and Financial Management Services from South African debtor's counsel also completed a Risk Management certification, agile manual, and automation testing certification and currently finishing off a twelve-month Business Analysis leadership with First National Bank done via Gijima NQF Level 5.

Highly motivated and detail-orientated with 11 years of experience in the Banking Industry, with in-depth knowledge of Credit Risk, fleet recoveries, lending, portfolio management, assessment, and process implementation to grow productivity and reduce risk. Thoroughly understands the processes and procedures for a commercial credit application, underwriting, and contracting for the company's largest accounts. Solid understanding of the functional behavior of the system, data and interface behavior, and product understanding (credit and banking products). ● Expertise in understanding of credit risk data and terminology.

NQL5 Business Analysis done  Gijima

Risk Management certificate done with IQ Academy

Agile manual and Automation testing done with IBM

Fundimentals of AWS  certigicate done with Amazon

Debtors collections certificate done with the South African Debtors councel

Level 3 First AID certificate done with ST Johns Ambulance School

ISTBQ done with Udemy