Manager: Credit - Johannesburg, South Africa - Nedbank
Description
Requisition & Talent Acquisition Consultant Details
- REQ Twanette Coetser
- Closing Date 06 January 2023
Location & Cluster - Total Business Banking and Retail
- Credit Value Management
- Gauteng
- Johannesburg
- Career Stream
- Credit Management
- Leadership Pipeline
- Manage Self: Professional
Manager :
Credit
Job Purpose
- To recommend and or grant credit in order to place quality assets on to the book and continued risk management across Nedbank
Responsibilities:
- Validate client and supporting information by assessing the contents of the documents.
- Approve funding by making decision based on the credit policy guideline in conjunction with relevant Nedbank strategy and the analysis based on the information provided.
- Suggest alternative funding solutions by making recommendations based on the credit policy guideline and the analysis based on the information provided where declined.
- Build and maintain effective working relationships by providing a range of specialized credit risk management advisory services.
- Manage client expectations by operating within the specified parameters and Service Level Agreements (SLA).
- Enhance processes, policies and procedures by recommending and making submissions to the relevant parties.
- Adapt to changes in Legislation by providing input to redesigning credit processes and systems where applicable.
- Ensure processes are actioned within mandated signatories by checking and confirming the sign off.
- Manage daily activities of direct reports by monitoring the staff output.
- Manage performance and build the intellectual capital of the team by conducting on the job training, counselling and coaching.
- Support the achievement of the business strategy, objectives and values by reviewing Nedbank and Business Unit Plan and ensuring delivered systems, process, services and solutions are aligned.
- Identify training courses and career progression for self through input and feedback from management.
- Ensure all personal development plan activities are completed within specified timeframe.
- Share knowledge and industry trends with team and stakeholders during formal and informal interaction.
- Obtain buyin for developing new and/or enhanced processes (e.g. operational processes) that will improve the functioning of stakeholders' businesses by highlighting benefits in support of the implementation of recommendations.
- Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g. staff surveys etc).
- Participate and support corporate responsibility initiatives for the achievement of business strategy.
- Seek opportunities to improve business processes and systems by identifying and recommending effective ways to operate and adding value to Nedbank.
- Minimum Experience Level 5 years credit / credit assessment experience within a Banking environment.
- Business Banking Credit experience will be an advantage.
- Nedbank Credit Assessment System knowledge (EPIC, NTE, Banking Platform, ACM and Staff ware will an advantage)
- Preferred Qualification
- Matric / Grade 12 / National Senior Certificate
- NQF Level 6 or Higher in a Financial or Accounting / Management / Accounting / Analysis
Technical / Professional Knowledge
- Banking knowledge
- Banking procedures
- Business Acumen
- Communication Strategies
- Data analysis
- Governance, Risk and Controls
- Industry trends
- Nedbank policies and procedures
- Principles of financial management
- Principles of project management
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