- To analyze credit applications made by the corporate banking and treasury departments, including risk review of internal credit ratings and post-loan management reports.
- Review credit limit and transaction application and provide risk review opinions
- Review credit rating applications and provide credit rating validations
- Administer the Drawdown Centre process and procedure
- Ensure the above complied with internal policies and procedure manuals
- Ensure policy compliance
- Monitor counterparty and industry concentration risk
- Monitor credit limit expiry and credit limit renewal
- Monitor the monthly post lending reporting and issue risk review opinion
- Monitor annual review of loans and advances
- Monitor internal credit rating validity and credit rating renewal
- On-going post lending monitoring
- Identify and evaluate significant increases in credit risk
- Measure the impact of adverse news, ESG risk, RAD triggers on assets / counterparties
- Trigger loan / asset risk classifications reviews
- Make risk-based recommendations for the various committee
- Cooperate and collaborate with Front Office Departments to obtain condonations for breaches of any policy requirements
- Maintain the credit limit and credit rating expiry monitoring tool
- Maintain the annual post lending monitoring tool and ensure annual reports are completed
- Take responsibility for reminding Front Office Departments to follow up on exposures in excess
- Cooperate and collaborate with Front Office Departments on roll-overs of interest period on loans and advances are conducted
- Receive meeting requests from Front Office Departments
- Confirm meeting date with the Chairperson and circulate meeting documents in line with the ToR's
- Draft meeting minutes
- Maintaining meeting records and related documents
- BCom Degree in Finance, Economics or related field (Essential)
- Post Graduate qualification in Finance (Desirable)
- 2-3 Years Banking/Financial Services (Essential)
- 2-3 Years Credit/Business Analyses (Essential)
- Analysis of financial statements (Essential)
- Analysis of credit applications for corporate clients (Essential)
- Compile credit assessment reports (Essential)
- General understanding of the function of a bank (Essential)
- Regulations relating to Banks (Desirable)
- MS Office (Excel, Word and PowerPoint)
- Analytical and attention to detail
- Communication
- Time Management
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Credit Risk Architect
Found in: Executive Placements ZA C2 - 5 days ago
Datonomy Solutions Johannesburg, South AfricaThe Bank seeks to establish a future-ready commercialized credit / loan origination & servicing platform. · The Credit Application architecture that we intend to deliver must be one that can evolve with the industry over time and serve the Banks Personal, Enterprise, Commercial ...
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Credit Risk Manager
Found in: Executive Placements ZA C2 - 6 days ago
Ideal Candidates Johannesburg, South AfricaGauteng, JHB - Northern Suburbs · R Annually Cost to Company (Negotiable) · The Credit Risk Manager origination and structuring, will assist the Credit Risk Executive with the design and implementation of appropriate credit and investment risk deal assessment processes. You will ...
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Credit Risk Manager
Found in: Talent ZA C2 - 4 days ago
PRR Recruitment Services Johannesburg, South Africa Full timeVACANCY ALERT · Credit Risk Manager · Rosebank · Requirements · -BCom Honours in Economics, Finance, or related disciplines or alternatively a BSC Degree in Statistics or Mathematics (Quantitative degree) or equivalent · -5 Years + working in a Credit Risk environment · -Good wri ...
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Credit Risk analyst
Found in: Talent ZA C2 - 4 days ago
Credit Link Placements Johannesburg, South Africa Full timeThe overall purpose of the job is to assess and mitigate risk by carrying out a comprehensive and quality credit risk function by analyzing the client's business, financial statements, and management accounts in order to provide a recommendation on new accounts and existing accou ...
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Credit Risk Analyst
Found in: Job Placements ZA C2 - 1 day ago
The Corporate Circle Johannesburg, South AfricaCredit Risk Analyst. R50 000 CTC. Sandton. · Relevant business degree. 3-5 years experience in the Credit or Data Analyst role. Strong SAS and advanced Excel essential and not negotiable. Strong team players with problem solving skills. Able to work independently. Able to transf ...
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Credit Risk Manager
Found in: Talent ZA 2A C2 - 4 days ago
Kencorp Johannesburg, South AfricaResponsibilities · Pursue the Branchs growth strategy by providing support to the business units on credit and trade finance business products on a bilateral and syndicated basis. Maintaining good communication with business units to guide them through the process · Provide solut ...
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Credit Risk/Vetting
Found in: Talent ZA C2 - 4 days ago
Isilumko Staffing Johannesburg, South Africa ContractIf you are an experienced Credit Assessment / Vetting Consultant / Premier Banker / Universal Banker that can start immediately on a 3-month contract with one of the upcoming banks, we are looking for you. · Requirements · MUST BE FAIS compliant - RE 5 OR Relevant qualification f ...
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Senior Credit Manager: Africa Credit Risk
Found in: beBee S2 ZA - 1 day ago
Nedbank Johannesburg, South AfricaJob Purpose · To provide superior client service, enabling the Africa Strategy by applying sound lending credit principles and experience in Africa lending thereby enabling Nedbank to grow its client base within an acceptable credit risk appetite in line with the Africa Strategy. ...
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Junior Credit Risk Analyst
Found in: Job Placements ZA C2 - 4 days ago
Frogg Recruitment SA Johannesburg, South AfricaJunior Credit Risk Analyst Sandton Johannesburg · Our Client a well-established fintech/technology company in Sandton Johannesburg is looking for a Junior Credit Risk Analyst with 2 years or junior years of experience in a Credit Analyst or Data Analyst role. You will be involve ...
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Head of Credit, Risk and Collections
Found in: Talent ZA 2A C2 - 6 days ago
People Source Johannesburg, South AfricaHead of Credit, Risk & Collections - Retail Banking group in Sandton. Superb opportunity for a dynamic B Com with 10 to 12 years of Collections, Credit and Risk exposure within Retail Banking with strong legal and Compliance exposure, developing workflows and scoring models, data ...
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Graduate - Risk and Credit Enablement
Found in: Talent ZA C2 - 1 day ago
Standard Bank Group Johannesburg, South Africa Full timeJob Description · Credit Account Management Systems · Credit Account Management Systems is the area in Credit that deals with the credit management of accounts that we have provided Credit to. In this area we use behavioural scoring applications to determine the Credit rating/ ...
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Audit Portfolio Manager: Credit Risk
Found in: Talent ZA C2 - 4 days ago
Nedbank Johannesburg, South AfricaRequisition Details & Talent Acquisition Consultant · REQ Tshego Semenya · Location: Johannebsurg · Cluster · Group Risk · Career Stream · Auditing · Leadership Pipeline · Manage Self Professional · Position · Audit Portfolio Manager: Credit Risk · PURPOSE OF GROUP INTERNAL AUDIT ...
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Credit Risk Analyst/ Vetting Agent
Found in: Talent ZA C2 - 4 days ago
Isilumko Staffing Johannesburg, South Africa ContractIf you are an experienced Credit Assessment / Vetting Consultant / Premier Banker / Universal Banker that can start immediately on a 3-month contract with one of the upcoming banks at the moment. · MUST BE FAIS compliant - RE 5 OR Relevant qualification for BANKING FAIS credits. ...
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Senior Data Analytics and Credit Risk Manager
Found in: Executive Placements ZA C2 - 6 days ago
The Corporate Circle Johannesburg, South AfricaSenior Data Analytics and Credit Risk Manager. R1.5million pa. · Relevant Degree. Proven background of success in the credit risk and data analytics environment. Possess a blend of technical acumen, industry knowledge and ability to navigate complexities of credit risk managemen ...
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Senior Credit Risk Manager
Found in: Talent ZA 2A C2 - 6 days ago
TalentCru Sandton, South AfricaThis is a fixed term contract for 09 months. · Responsible for Credit and investment risk assessments within the organisation through: · • Processing of credit proposals, compilation of autonomous Credit Submission Reports that form part of the funding applications disseminated t ...
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Quantitative Specialist: Credit Risk Model Development
Found in: Talent ZA 2A C2 - 3 days ago
TalentCru Sandton, South AfricaWithin the Risk Governance Portfolio Management function of Group Risk, the Quantitative Management team is responsible for the development, oversight, and embedment of the credit risk measurement models for the Corporation. · *PLEASE NOTE THAT THIS A 18 MOTNHS FIXED TERM CONTRAC ...
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Credit Analytics
Found in: Executive Placements ZA C2 - 3 days ago
Top Talent Professional Services Johannesburg, South AfricaJOB PURPOSE · The Credit Analytics and Modeling Manager is a modeling expert that apply a credit risk background in the telecommunications industry, mainly on the postpaid contracts. The role requires a good understanding of credit risk, out of the box thinking and analyzing larg ...
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Quantitative Credit Analyst
Found in: Talent ZA C2 - 5 days ago
Old Mutual Johannesburg, South Africa Full timeDescription · Old Mutual is a premium African financial services organisation that offers a broad spectrum of financial solutions to retail and corporate customers across key market segments. We are rooted in our purpose of Championing Mutually Positive Futures Every Day and bel ...
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Senior Data Analyst
Found in: Executive Placements ZA C2 - 6 days ago
The Corporate Circle Johannesburg, South AfricaSenior Data Analyst. Sandton. · Relevant Degree. Proven background of success in the credit risk and data analytics environment. Possess a blend of technical acumen, industry knowledge and ability to navigate complexities of credit risk management in a fast paced environment. St ...
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Credit Controller
Found in: Job Placements ZA C2 - 6 days ago
Dream Hotels and Resorts Johannesburg, South Africa Full timeWe are seeking a highly skilled and detail-oriented Credit Controller to join our finance team within the hotels group. The Credit Controller will play a crucial role in managing the credit and collections process, ensuring timely payments from our customers, and maintaining stro ...
Manager - Credit Risk - Johannesburg, South Africa - JeloCorp
Description
Main purpose of the Job:
To carry out comprehensive credit risk management for the branch
Duties & Responsibilities:
Requirements: