Senior Manager: Credit Risk - Johannesburg, South Africa - Nedbank

Nedbank
Nedbank
Verified Company
Johannesburg, South Africa

1 week ago

Thabo Mthembu

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Thabo Mthembu

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Description

Job Classification
Job Family- 24 March 2023- Career Stream- Credit Collections

  • Location
  • Sandton
    Job Purpose
  • We are looking for a
    Responsibilities:
  • Manage reports through early actioning of exceptions and arrears and excesses.
  • Manage daily activities of direct reports by monitoring the staff output.
  • Suggest alternative funding solutions by making recommendations based on the credit policy guideline and the analysis based on the information provided.
  • Adapt to changes in Legislation, economic and industry conditions by implementing the changes to credit policies, processes and systems where applicable.
  • Manage and rehabilitate clients through assessing clients financials either through physical or virtual engagements and provide alternate funding solutions.
  • Identify systems and process improvement initiatives by escalating for decisions to relevant stakeholders.
  • Make correct credit decisions on a consistent and timeous basis first time round by complying to service level agreements.
  • Upskill stakeholders by sharing knowledge on service offerings and client needs.
  • Guide and support internal stakeholders through formal or informal knowledge sharing.
  • Collaborate with external stakeholders through regular communication and feedback.
  • Action reports by monitoring, distributing and collating information.
  • Manage and support direct reports by providing advise on strategies and/or deliverables.
  • Utilize resources by allocating activities according to business needs.
  • Interpret, analyse and draw logical conclusions on client information to assess level of risk by interpreting financial information within the ambit of banking regulations, and formulate client solutions.
  • Resolve work challenges by initiating action plans in accordance with policies and procedures.
  • Contribute to policy, procedures and standards enhancement by providing input/suggestions.
  • Support the achievement of the business strategy, objectives and values by reviewing Nedbank plan and ensuring delivered systems, process, services and solutions are aligned.
  • Identify training courses and career progression for self through input and feedback from management.
  • Ensure all personal development plan activities are completed within specified timeframe.


  • Essential Qualifications

  • NQF Level
  • Matric / Grade 12 / National Senior Certificate
  • Diploma


  • Preferred Qualification

  • B.Tech in Credit Management or B.Comm or studying towards a degree in Finance, Banking or Commerce
  • Minimum Experience Level 2 years managerial experience
  • 5 8 years credit lending or credit risk experience in a banking environment.


  • Behavioural Competencies

  • Driving for Results
  • Decision Making
  • Planning and Organizing
  • Aligning Performance for Success
  • Building Trusting Relationships
  • Building Partnerships

Technical / Professional Knowledge

  • Data analysis
  • Governance, Risk and Controls
  • Industry trends
  • Principles of financial management
  • Relevant regulatory knowledge
  • Working with a group to identify alternative solutions to a problem
  • Building and maintaining effective relationships with internal and external stakeholders
  • Analysing and interpreting quantitative and qualitative data
  • Relevant Nedbank policies and procedures
  • Banking knowledge


  • Talent Acquisition Consultant

  • Poppy Mlotshwa **_Please contact the Nedbank Recruiting Team at _
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