Relationship Manager – SSRM - Durban - Armstrong Appointments

    Armstrong Appointments
    Armstrong Appointments Durban

    5 days ago

    Armstrong Appointments background
    Description

    Main Job Function

    Core Purpose of the Job:

    To manage and grow the Corporate Division within the respective region by promoting the Bank's Shariah compliant products and services.

    Main Functions of the Job:

    New and Existing Customer Relationships

    1. Identify customer needs through regular client visits to understand how the bank's products and services can meet their financial requirements.
    2. Request financial information and supporting documentation from clients for finance transactions.
    3. Receive documents from clients, discuss applications and customer requirements with the Corporate Credit Analyst, and ensure a smooth application process.
    4. Address queries raised by the Executive Credit Committee regarding finance deals to obtain approval.
    5. Foster proactive client management, effective communication, client visits, and minimize client complaints. Achieve a minimum of one cross-sale per month from an advance's client to either BB, FX, Wealth, or Deposit.

    Reports/Management of Qualitative Items

    1. Maintain accurate fee allocation to prevent fees unallocated for more than 30 days.
    2. Manage clients in the SM category below 5% of advances.
    3. Maintain insurance coverage below 5% of advances.
    4. Proactively manage 'Other Conditions' and Covenant list.
    5. Ensure timely completion of NFDs.
    6. Achieve and maintain arrears below 1% of gross advances.
    7. Complete trade and asset facility reviews prior to review dates.

    Staff Management

    1. Manage staff performance, recruitment, appraisals, and employee development within the Corporate Branch.
    2. Ensure compliance with mandatory annual leave policies.

    Substitute Corporate Manager

    1. Act as relief in the absence of the Corporate Manager, overseeing corporate portfolio management and administrative tasks.
    2. Attend to general staff-related matters.

    General

    1. Attend management meetings as required, including Exco, ECC, etc.
    2. Respond to internal and external audit queries when necessary.
    3. Assist in preparing the Corporate Division's budget for submission to Executives for approval.
    4. Draft strategies for the Corporate Division to implement in the upcoming year.
    5. Represent the Bank at functions and events.
    6. Travel within the region is a requirement.

    Qualifications

    1. A related Commerce/Finance degree is required for optimal competence in this role.
    2. The incumbent must be FAIS accredited.
    3. A valid Driver's license is essential.

    Preferred Experience

    1. Minimum 5 years of banking experience (finance/credit) with at least 2-3 years in a management capacity.
    2. Prior experience in an Islamic Banking environment is advantageous.

    Knowledge

    Comprehensive understanding of:

    1. Shariah principles.
    2. The Bank's products and services.
    3. The Bank's policies, procedures, and guidelines.
    4. Equation System.
    5. Microsoft Office.
    6. Banks Financial System (AFS).
    7. General accounting principles and practices.
    8. Financial statement analysis.
    9. Financial Advisory and Intermediary Services Act (FAIS) and Financial Intelligence Centre Act (FICA).
    10. Basic knowledge of legal agreements, legal entities, and related statutory requirements.

Jobs
>
Durban