Snr Credit Assessor - Johannesburg, South Africa - Nedbank

Nedbank
Nedbank
Verified Company
Johannesburg, South Africa

2 weeks ago

Thabo Mthembu

Posted by:

Thabo Mthembu

beBee Recruiter


Description

Req Number

Closing Date

  • 26 April 2023
    Location


  • Gauteng

  • Sandton
    Cluster
  • MFC
    Job Purpose
  • To recommend and or grant credit in order to place quality assets on to the book and continued risk management across Nedbank

Responsibilities:


  • Validate client and supporting information by assessing the contents of the documents.
  • Approve funding by making decision based on the credit policy guideline in conjunction with relevant Nedbank strategy and the analysis based on the information provided.
  • Suggest alternative funding solutions by making recommendations based on the credit policy guideline and the analysis based on the information provided where declined.
  • Build and maintain effective working relationships by providing a range of specialized credit risk management advisory services.
  • Manage client expectations by operating within the specified parameters and Service Level Agreements (SLA).
  • Enhance processes, policies and procedures by recommending and making submissions to the relevant parties.
  • Adapt to changes in Legislation by providing input to redesigning credit processes and systems where applicable.
  • Ensure processes are actioned within mandated signatories by checking and confirming the sign off.
  • Manage daily activities of direct reports by monitoring the staff output.
  • Manage performance and build the intellectual capital of the team by conducting on the job training, counselling and coaching.
  • Support the achievement of the business strategy, objectives and values by reviewing Nedbank and Business Unit Plan and ensuring delivered systems, process, services and solutions are aligned.
  • Identify training courses and career progression for self through input and feedback from management.
  • Ensure all personal development plan activities are completed within specified timeframe.
  • Share knowledge and industry trends with team and stakeholders during formal and informal interaction.
  • Obtain buyin for developing new and/or enhanced processes (e.g. operational processes) that will improve the functioning of stakeholders' businesses by highlighting benefits in support of the implementation of recommendations.
  • Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g. staff surveys etc).
  • Participate and support corporate responsibility initiatives for the achievement of business strategy.
  • Seek opportunities to improve business processes and systems by identifying and recommending effective ways to operate and adding value to Nedbank.


  • Essential Qualifications

  • NQF Level
  • Advanced Diplomas/National 1st Degrees


  • Preferred Qualification

  • Relevant post graduate qualification.
  • Essential Certifications
  • Chartered Accountant Masters in Business Administration CFA CIMA
  • Minimum Experience Level 5 years practical Credit experience

Technical / Professional Knowledge

  • Banking knowledge
  • Banking procedures
  • Business Acumen
  • Communication Strategies
  • Data analysis
  • Governance, Risk and Controls
  • Industry trends
  • Nedbank policies and procedures
  • Principles of financial management
  • Principles of project management


  • Behavioural Competencies

  • Communication
  • Customer Focus
  • Decision Making
  • Work Standards
  • Managing Work
  • Technical/Professional Knowledge and Skills
- **_Please contact the Nedbank Recruiting Team at _

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