Credit Risk Analyst - Johannesburg, South Africa - Nedbank

Nedbank

Verified Company

Johannesburg, South Africa

1 week ago

Posted by:

Thabo Mthembu

beBee Recruiter

Requisition & Talent Acquisition Consultant Details

Leadership Pipeline

Manage Self: Technical
Credit Risk Analyst
Job Purpose
To reduce impairment charge and minimise credit risk for Nedbank Group by following credit collections process while considering client satisfaction and retention

Responsibilities:

Contribute to Business Unit cost saving strategy and mitigate credit risk by adhering to the costs limit and the credit policy guidelines set by management.
Manage client expectations and provide feedback by operating within the specified parameters and SLAs and responding to requests and queries timeously.
Assist in handover / takeon process and check the client portfolio by preparing the handover / takeon template and actioning bank report, OTTs, and ERM requests.
Keep abreast of legislation and other industry changes and contribute to building of intellectual capital of the team by reading the relevant newsletters, websites, and attending sessions and knowledge sharing with all stakeholders.
Understand and embrace the Nedbank vision and demonstrate the values and contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives and supporting corporate social responsibility initiatives.
Identify and recommend opportunities to enhance processes, systems, and policies and assist in the preparation of the annual and interim review of facilities and ensure compliance to legislation by supporting implementation of new processes, policies, and systems and verifying that the correct security is held and valued and that facilities are linked correctly.

Minimum Experience Level

Min 3 Years' Credit Assessment experience in assessing creditworthiness of current and prospective clients.
Min 3 years in credit control / risk management environment.
Experience in evaluating current and prospective clients financial Statements and credit reports to determine their ability to honor debt obligations.

Requirements:

NQF Level 6 or Higher in a Financial Management, Accounting or Analysisrelated field

Technical / Professional Knowledge

Administrative procedures and systems
Client service principles
Credit and collections
Sharing information in different ways to increase stakeholder understanding.
Comparing two or more sets of information
Building and maintaining effective relationships with internal and external stakeholders
Communicating complex information orally
Checking accuracy of reports and records
Database management
Credit management principles and requirements

- **_Please contact the Nedbank Recruiting Team at _