Senior Credit Risk Analyst - Western Cape, Cape Town, South Africa - Unifi Group

    Unifi Group
    Unifi Group Western Cape, Cape Town, South Africa

    2 weeks ago

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    Full time
    Description

    Unifi Group's job vacancy, Career and Recruitment

    Job title : Senior Credit Risk Analyst – Cape Town jobs in Western Cape

    Job Location : Western Cape, Cape Town

    Deadline : April 28, 2024

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    Minimum Requirements

    What you must have:

  • Master's or Honors degree in Statistics, Data Science, Actuarial Science or a related field
  • Minimum of 5 years of experience as a Credit Risk Analyst or similar role
  • Strong experience developing predictive models forecasting probability of default
  • Experience and knowledge of provisioning approaches and calculation
  • Strong problem-solving and analytical skills
  • Excellent communication and collaboration skills
  • Experience with programming languages such as Python, R & SAS

    Duties and Responsibilities

    What you will be doing:

  • Analyse data sets to identify factors correlated with credit risk outcomes..
  • Develop credit risk models that forecast the likelihood of consumer default.
  • Assist operations to achieve better credit risk outcomes by integrating models and data
  • driven approaches into operational processes.
  • Determine risk-based product pricing to achieve profitability hurdles.
  • Work with the finance team and other stakeholders to build insights in customer
  • profitability segments.
  • Ensure that provisioning models are updated to sufficiently cover changing credit risk.
  • Analyze complex data sets using SQL and other tools to extract insights and identify trends.
  • Developing junior credit risk and data analysts.

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