Credit Analyst - Cape Town, South Africa - Mayfly Agri (Pty) Ltd

Mayfly Agri (Pty) Ltd

Verified Company

Cape Town, South Africa

1 week ago

Posted by:

Thabo Mthembu

beBee Recruiter

Description

Minimum requirements for the role:

Must have a degree in Accounting or Business qualification
Minimum 5 years work experience in loan origination/administration will be required
Must have financial/accounting skills with the ability to understand and interpret financial statements, historical trends, budgets, projections, management performance, industry and cash flow information.
Strong data analyses, excel (pivots, lookups) and administrative skills are important
Must have a solid understanding of lending products and practices
Excellent written and verbal communication and interpersonal skills are essential
Must be fastpaced and deadline driven (sense of urgency) at all times with good planning, organisational and time management skills
Preparing, reviewing, and analysing the creditworthiness of all business loan originations and refinances by completing a credit scorecard.
Reviewing the financial status of the client by interpreting financial statements and SARS documentation.
Engaging with clients (telephonically and written) throughout the loan origination journey.
Creating loan quotes and proposals in conjunction with the credit and legal team.
Determining loan pricing, repayment mechanisms and terms (in consultation with credit team).
Providing professional customer service, through quick turnaround time and effective communication, whilst adhering to the lending guidelines and practices.
Contributing to the achievement of monthly business targets.
Conducting postclose due diligence to ensure the loan is documented as approved and is in compliance with business/credit rules, relevant regulations, and internal policies and guidelines.
Obtaining and filing copies of loan applicants' credit history, corporate financial statements, and other financial information.