- Lead and develop a high-performing team to effectively address client lending requirements.
- Ensure comprehensive management of credit risk across all segments.
- Champion strategies and processes that enhance the overall credit risk management framework.
- Collaborate with business partners to foster an understanding of client needs and facilitate appropriate lending solutions.
- Building Relationships
- Leadership Skills
- Adaptability
- Empowering Team Members
- Decision-Making
- Conflict Resolution
- Execution and Interpretation of Policies
- Assessment of Risk Management Practices
- Understanding of Risk Principles
- Knowledge of Legal Principles related to Collateral and Recovery
- Credit Granting Procedures
- Credit Management Processes
Regional Credit Manager - Durban, South Africa - Standard Bank Group
Description
Job Overview
We are seeking a dynamic leader to oversee, cultivate, and direct credit assessment and risk management teams dedicated to supporting the asset growth objectives of our Premium, Growth & Enterprise Portfolio segments. This role is crucial in managing the credit risk associated with the lending portfolio, particularly focusing on the processes of originations, credit risk evaluation, approvals, ongoing credit management, and handling of distressed or high-risk accounts, all in alignment with our established credit policies and risk appetite.
Key Responsibilities
Qualifications
Minimum Qualifications
Type of Qualification: First Degree
Field of Study: Business Commerce
Experience Required
Credit Risk Management
Over 10 years of experience in credit evaluations, with a focus on Business, Entrepreneurial, Lifestyle, and Personal segments. A thorough understanding of credit principles and financial documentation, particularly in relation to Business Lending, is essential.
Previous experience in managing a lending portfolio from a risk perspective, along with team leadership capabilities, is required. Experience in Agricultural credit and/or Structured and Specialized Lending is advantageous.
Behavioral Competencies:
Technical Competencies:
About Us
At Standard Bank Group, we are committed to realizing Africa's potential. Our dedicated team is united by a common goal: to drive growth across the continent. We value our people as our greatest asset and strive to foster an environment where you can thrive, pursue your aspirations, and contribute to a brighter future for Africa.