Credit Analyst - Johannesburg North, South Africa - CA Financial Appointments

Thabo Mthembu

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Thabo Mthembu

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Description

We are currently assisting a well-established SMME asset finance business, in securing a skilled Credit Analyst with 2-4 years relevant experience within a similar space.

The main purpose of this role will be assessing company credit risk, putting together motivational credit papers for the credit committee.


Responsibilities:


  • Prepare credit proposals with recommendations and motivations for approval or denial of credit.
  • Analyse industry trends and macroeconomic factors to assess credit risk.
  • Communicate with clients and conduct onsite visits to gather additional information as needed.
  • Assist with deal structuring and accurate preparation of finance approvals for clients.

Requirements:


  • Bachelor's Degree and 2 experience in assessing company credit risk ideally within the South African SMME space.
  • Strong motivational skills and awareness of micro and macroeconomic factors that may influence the lending decision making process.
  • Strong eye for detail and excellent communication and interpersonal skills.
  • Ability to manage multiple projects simultaneously and meet deadlines.
  • Knowledge of asset finance would be highly advantageous.

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