Credit Analyst: Financial Institutions - Johannesburg, South Africa - FirstRand Bank Limited

Description

As a Credit Analyst, you will assess and manage financial risks for clients across various geographies and industries, utilizing your analytical skills and expertise to drive informed decision-making.

Job Description:

As a Credit Analyst, you will be responsible for:

• Unpacking and critically evaluating the risk of new and existing debt and equity deals for clients, including:
• Engaging with clients to understand their business models and identifying potential risks
• Assessing financial data and building financial models to forecast performance
• Working with deal teams to structure deals in line with the bank's risk philosophy
• Presenting risk assessments to risk executives in committee settings
• Preparing and presenting risk assessments to risk executives in committee settings, requiring strong report writing and verbal skills
• Managing stakeholder relationships and adapting communication styles to meet the needs of different audiences

Key Characteristics:

• Strong work ethic and self-starter attitude
• Resilience and openness to receiving and sharing feedback
• Ability to handle stress and manage workload effectively

Requirements:

• CA (SA) qualification with a year or more post-article experience
• Articles within FIST and/or Banking would be preferable