Account Analyst - Limpopo - Capitec

Description

We're looking for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of our journey, follow these steps:

• To get a glimpse into life at Capitec and complete a short assessment, click here.
• Once you've completed the above, finalize your application by clicking apply below.

Purpose Statement

• We provide a central office-bound contact point for customer service queries/ requests, administration assistance and add value to clients through identifying cross-selling opportunities, monitoring all loan facilities in the portfolio on a daily basis against set parameters/ conditions.

Experience

Minimum Requirements

• A minimum of 5 years of experience, with at least 1 year spent in the Business Banking environment.
• Experience in preparing and motivating Credit applications is essential.

Qualifications

Minimum Qualifications

• Diploma in Commerce or Banking.

Ideal Qualifications

• Bachelor's Degree in Banking or Commerce.

Knowledge

Minimum Knowledge Requirements

• The features, benefits and value propositions of respective company product/service offerings.
• General banking practices and procedures.
• Understanding of how Business Banking operates, as well as understanding the business risks, industry risks and financial requirements pertaining to the business market.
• Credit principles and practices, including an understanding of credit application, securities and balance sheet requirements.
• The Financial Intelligence Centre Act (FICA).
• Administration processes and procedures pertaining to Business Banking transactions.
• Client relationship management and service principles.

Ideal Knowledge Requirements

• Competitor product offerings/ channels/ operational and marketing tactics would be advantageous.
• Capitec/Business Bank systems and processes.

Skills

• Communications Skills
• Negotiation skills
• Problem solving skills
• Analytical Skills
• Planning, organising and coordination skills.

Conditions of Employment

• Clear criminal and credit record.

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.

Job Details

Seniority level

• Mid-Senior level

Employment type

• Full-time

Job function

• Accounting/Auditing and Finance

Industries

• Banking