Manager, Credit Evaluation - Johannesburg, South Africa - Standard Bank Group

Description

Job Description

Assess and evaluate lending applications for clients using sound credit risk and affordability assessments, financial principles and credit policies which will support the bank's asset book growth and manage credit losses by ensuring that lending credit principles are applied and that lending is within the Bank's risk appetite parameters. This will include the spectrum of lending products available to business segment clients, including specialised lending, trade finance, debtors finance, commercial property finance, Agriculture (in particular) and others, dependant on the client and segment within which the Manager operates..

Qualifications

Minimum Qualifications
Type of Qualification: Undergraduate Degree
Field of Study: Business Commerce or Finance and Accounting or Agric qualification

Experience Required
Credit Risk-BCC
Risk & Corporate Affairs
Minimum of 5-7 years Experience in intuitive credit assessment and decisioning in relevant segment and products (i.e. across business banking and Agri).Thorough knowledge and understanding of financial statements. Knowledge and understanding of repayment structures, collateral and collection processes within the banking environment. Understanding of legalities associated with lending and collateral.

Domestic/ local travel may be required

Additional Information

Behavioral Competencies:

Technical Competencies:

Rise and grow with a career at Standard Bank Group

Join a committed group of people who stand behind one common purpose: Africa is our home, we drive her growth. We firmly believe that our people are our greatest competitive advantage. It's only through our people's expertise and dedication that we are able to bring our purpose and strategy to life in service of our clients and society at large. That's why we strive to create a work environment where our people can thrive, where they are able to bring their whole selves to their work and are empowered to pursue their dreams and aspirations.