Manager: Credit Risk Reporting - Johannesburg, South Africa - Nedbank

Nedbank

Verified Company

Johannesburg, South Africa

1 week ago

Posted by:

Thabo Mthembu

beBee Recruiter

Description

Requisition Details & Talent Acquisition Contact

REQ Tshego Semenya
Cluster
Group Risk
Career Stream
Credit Collections

Leadership Pipeline

Manage Self: Professional

Job Purpose

To report on key aspects of the credit portfolio covering origination, profitability, ongoing performance and collections across the Group. The incumbent will be required to provide oversight and contribute to the optimisation of the credit portfolio in line with Nedbank's strategic objectives.
Position
Manager:Credit Risk Reporting
Responsibilities:
To provide accurate and insightful analysis and commentary on the credit portfolio across the Group, including business units and subsidiaries
Guide and support Internal (Senior management and the Board) and External Stakeholders (Regulators and the Investor Community) through formal and informal information sharing relating to credit origination, pricing, monitoring, risk migration, portfolio optimisation, collections etc.
Enable the compilation of reliable, accurate, relevant, insightful and timeous reports to relevant stakeholders
Analysis of credit and risk data, including extraction, cleaning, and accuracy of data.
Application of advanced or best practice methods and techniques in the analysis and presentation of information.
Ensure quality reports are produced and where necessary recommend improvements.
Build and maintain an effective working relationship with all stakeholders. Includes developing and expanding own knowledge of credit processes, policies and documentation and business strategies by attending formal credit meetings.
Drive reporting automation and process enhancements in line with the banks digitisation drive.
Participation and contribution to special projects to improve data, reporting standards, and system enhancements.
Assist with secretariat functions for the Group Credit Committee, Executive Credit Committee and other related committees and forums.
Planning and preparation of adhoc and special reports as and when required.

Job responsibilities continued

Give an overview of the book by developing and preparing portfolio review presentations based on Management Information Systems (MIS).
Provide feedback monthly by drafting business reports as at month end.
Build and maintain effective working relationships by attending regular staff meeting and team building sessions.
Build strong relationships by engaging with stakeholders on credit processes, policies, information and documentation.
Build intellectual capital of the team by knowledge sharing with all stakeholders.
Meet stakeholder expectations by delivering output and resolving queries within turnaround times.
Enhance policies and procedures by identifying and reviewing ineffective processes and systems.
Enhance processes by constantly seeking innovative improvements to the credit systems.
Adapt to changes in Legislation by enforcing the compliance to the changes.
Improve team performance by identifying staff performance gaps from assessment evaluations and analysing performance data from the Management Information System (MIS).
Manage quality of portfolio by enforcing adherence to bank policies, process and procedures and industry regulations.
Implement sound credit risk management by providing advice on credit risk matters to stakeholders.
Achieve operational excellence by supporting the implementation of business optimisation improvement through team engagement.
Support the achievement of the business strategy, objectives and values by reviewing Nedbank and Business Unit Plan and ensuring delivered systems, process, services and solutions are aligned.
Identify training courses and career progression for self through input and feedback from management.
Ensure all personal development plan activities are completed within specified timeframe.
Share knowledge and industry trends with team and stakeholders during formal and informal interaction.
Obtain buyin for developing new and/or enhanced processes (e.g. operational processes) that will improve the functioning of stakeholders' businesses by highlighting benefits in support of the implementation of recommendations.
Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g. staff surveys etc).
Participate and support corporate responsibility initiatives for the achievement of business strategy (e.g. Green Strategy).
Seek opportunities to improve business processes and systems by identifying and recommending effective ways to operate and adding value to Nedbank.
Minimum Experience Level 5 years banking experience that must include 2 years relevant credit risk reporting experience