Payments Officer - Durban, South Africa - Grindrod Bank Limited
Description
Payment Processing
Capture, approve and release (EFT and Swift) payments requested from client
details into in-house payment systems
Ensure cut-off times are adhered to and payments are processed timeously
for the correct value date
Following processing of payment, completing daily completeness checks to
ensure payments have successfully been released by bank.
Processing of schedule payments
Processing of lending withdrawals and transfers
Allocation of Deposits
Capture and release of online payments
Processing of transactional banking transactions
Timeous resolution of payment related queries
Processing of bank and partner disputed transactions
Controls and monitoring*Authenticate required client transactions by following relevant procedures
and policies
Identify exceptions to processes, such as failure to perform payment
instructions and breaches/incidents
Continuously evaluate customer journey for payment activities; actively take
part in improving customer experience through continuous improvements of
processes/systems
Maintain service standards / SLAs where applicable
Project Management*Play an active role in cross team and company-wide projects in order to
support the short term and long-term business strategy
Review and enhance existing processes and procedures to meet changes in
legislation and regulations, complimentary and continuous improvement in
efficiency
Design processes with continuous improvement and efficiency in mind
Implement industry best practice and identifying cost saving initiatives
Regulatory*Keep abreast of banking regulatory and industry changes in regulations and
ensure attendance of training thereof
Ensure a sound complaint and dispute handling process is maintained within
the payments team
Ensure no breaches of banking and other regulations within responsibility
Foreign Exchange*Evaluate requests for Creditor foreign exchange payments for correctness and
conformity to Exchange Control Regulations and rulings.
Facilitate review of completed Balance of Payment Forms (outbound and
inbound BOP) and supporting documentation
Consult with relevant departments for query resolution
Strong organization skills and acute attention to detail and accuracy
Excellent interpersonal communication skills (written and verbal)
Ability to multi-task, effectively time manage, prioritise, and execute tasks
Have clear, concise verbal and written communication skills
Organisation and planning skills
Proactive approach to problem solving
Embraces teamwork and thrives in a team environment
Must possess enquiring mind and a willingness to learn new skills
Dependable, responsible and takes ownership
Uphold strict confidentiality and professionalism
Strong conflict management and resolution skills
Must be fully computer literate (advanced level preferable)
An enquiring mind and willingness to learn new skills
Bachelor's Degree in Finance or relevant tertiary qualification
Minimum 2 years in a financial institution on a similar role
Job Type:
Permanent
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