Credit Analyst - Johannesburg - Phaki Personnel

    Phaki Personnel
    Phaki Personnel Johannesburg

    1 week ago

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    Description

    Job Title:

    Credit Analyst

    The role of a credit analyst involves analyzing and evaluating the creditworthiness and investment potential of affordable housing intermediary funding proposals. Key responsibilities include conducting in-depth financial analysis to assess credit risk and investment prospects. This entails examining financial statements, income statements, cash flow statements, and balance sheets to evaluate the financial health and stability of potential borrowers. Factors such as financial history, industry trends, market conditions, financial forecasts, and collateral are considered. Based on this analysis, recommendations are made regarding the likelihood of borrower default and appropriate risk-based pricing.

    Duties & Responsibilities

    • A B Com degree or equivalent in a finance-related field is required, with a postgraduate qualification being advantageous.
    • A minimum of NQF7 finance-related qualification is necessary.
    • Three to five years of experience in credit, property, or finance is required.

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