Credit Risk Analyst - Johannesburg North, South Africa - Communicate Recruitment

Communicate Recruitment
Communicate Recruitment
Verified Company
Johannesburg North, South Africa

1 week ago

Thabo Mthembu

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Thabo Mthembu

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Description

A giant JSE-listed listed organisation is looking to employ a Credit Risk Analyst to monitor and diagnose benchmarks and trends across financial data, systems and processes.

The purpose of this role is to provide data-driven and quantitative analysis that informs credit risk management strategies and processes across the credit life cycle.

The focus of this role will be on Account Management.


Minimum Requirements:

  • MSc/ BSc (Hons) in Statistics/ Actuarial Science/ Financial Maths/ Applied Maths
  • At least 12 years of experience in relevant field (e.g. behavioural credit scoring, credit risk management processes across the credit life cycle)
  • Programming capabilities in SAS / R / Python / VBA
  • Retail banking experience

Performance area criteria's:

  • Develop mathematical and statistical models for risk quantification.
  • Development and implementation of the highrisk account management strategy, limit increase strategy and forced limit decrease strategy for risk management.
  • Monitor and run assurance on system functionality than enables the facility structure that is the core component of the credit product.
  • Provide meaningful insights, trends and recommendations with the objective of informing credit policy and business strategy through analytical methods.
  • Create business reporting that is of a consistently high quality and standard to inform and/or drive business processes.
  • Evaluate profitability of current policy / rule sets, generate and evaluate alternatives.
  • Conduct detailed analytical work with a high level of accuracy in order to deliver high level results to senior management.
  • Responsible for managing issues through to resolution.
  • Working with other team members within the Credit Team to ensure:
  • The management of key stakeholder relationships. (i.e. Product, Credit Ops, EIS, System)
  • Effective team management to produce results in line with strategy.
  • Improved processes and a collaborative working culture.

For more information, contact:

Recruitment Consultant:
Ariella Eschur


For more information please contact:
Ariella Eschur
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