Zibuyile Koza

I am a Certified Fraud Examiner (CFE) with over three years of diverse experience in forensic investigations, financial crime analysis, and law enforcement. I hold a Bachelor of Social Sciences in Criminology and Forensic Studies & Sociology, specializing in data analysis and forensic investigations. My professional experience spans the banking sector, private investigations, and Law enforcement, where I have focused on uncovering fraud, corruption, and financial irregularities through evidence-based methodologies. I demonstrate independence, professionalism, accountability, and credibility. These qualities are complemented by strategic thinking, analytical precision, and effective communication skills, which enable me to deliver accurate, ethical, and actionable insights in complex forensic and financial investigations.

I am a financial crime and fraud investigation professional with experience in crime analysis, forensic investigations, and banking-related financial crime. My background includes conducting fraud investigations, analysing financial crime trends, performing risk assessments, and supporting intelligence-led investigations across law enforcement and the banking sector.

I have experience investigating electronic fraud, card fraud, procurement irregularities, corruption, theft, and maladministration, as well as conducting threat and risk assessments, lifestyle audits, and fraud risk reviews. I have worked closely with internal stakeholders such as Risk, Compliance, and Audit teams to identify vulnerabilities and strengthen fraud prevention controls.

My experience spans roles within SAPS, private forensic investigations, and the banking sector, where I have developed strong analytical, investigative, and reporting skills. I am skilled in intelligence analysis, evidence gathering, interviewing, and compiling detailed investigation reports to support decision-making and regulatory requirements.

I am a Certified Fraud Examiner (CFE) with a strong interest in financial crime, forensic analysis, and fraud prevention, and I am motivated to contribute meaningfully to strengthening organisational resilience against fraud and financial crime.

I hold a Bachelor of Social Sciences degree, majoring in Criminology and Forensic Studies and Sociology, obtained from the University of KwaZulu-Natal. I am also a Certified Fraud Examiner (CFE), which has strengthened my expertise in fraud investigation, financial crime, and forensic methodologies.

In addition, I am preparing for further academic advancement through postgraduate studies, with a research interest in corruption within the police and justice system, focusing on how criminal networks exploit institutional weaknesses.