Melisha Naicker

I am eager to enter a competitive, dynamic working environment as I believe that my knowledge in finance and management has equipped me to enhance my career prospects in the related fields. 

WORK EXPERIENCE:

NAME OF COMPANY                        : Nedbank Limited

PERIOD OF EMPLOYMENT            : September 2022 – September 2023       

POSITION                                             : Senior Financial Manager

DUTIES AND RESPONSIBILITIES:

• Provide meaningful recommendations, explanations and highlights of concerns or anomalies by analysing and interrogating financial information.
• Ensure accurate and timeous budgets are submitted and reviewed by ensuring that they align with key economic indicators and group strategic initiatives.
• Ensure accurate financial results by reviewing reconciliations and following up on unreconciled items.
• Compile Financial statements by complying with IFRS and relevant regulatory frameworks.
• Comply with relevant legislation by reviewing and submitting statutory returns timeously.
• Consolidate financial reports and make value added recommendations by using information from various sources.
• Understand and meet stakeholders requirements through ongoing engagement. • Assist in the achievement of group collaboration initiatives by identifying opportunities to create beneficial partnerships and synergies.
• Ensure relevant, best practice analysis and reporting by providing ongoing guidance and coaching to the team.
• Meet deadlines and targets through prioritising effectively, planning and communicating.
• Maintain high standards of analysis and reporting within defined timeframes by planning, organising and monitoring workflow.
• Contribute to intellectual capital development by providing continuous motivation, mentoring, coaching and on the job skills training.
• Achieve business objectives within a specific timeframes by scheduling and coordinating activities and identifying appropriate resources to perform these activities.
• Manage defined risks in the finance function and risk categories at targeted levels by adhering to internal and external guidelines/policies/ procedures/business rules/ compliance and governance requirements.
• Support the achievement of the business strategy, objectives and values by reviewing Nedbank and Business Unit Plan and ensuring delivered systems, process, services and solutions are aligned.
• Identify training courses and career progression for self through input and feedback from management.
• Ensure all personal development plan activities are completed within specified timeframe.
• Share knowledge and industry trends with team and stakeholders during formal and informal interaction.
• Obtain buy-in for developing new and/or enhanced processes (e.g. operational processes) that will improve the functioning of stakeholders' businesses by highlighting benefits in support of the implementation of recommendations.
• Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g. staff surveys etc).
• Participate and support corporate responsibility initiatives for the achievement of business strategy.
• Seek opportunities to improve business processes and systems by identifying and recommending effective ways to operate and adding value to Nedbank.

NAME OF COMPANY                        : Nedbank Limited

PERIOD OF EMPLOYMENT            : October 2016 – September 2022       

POSITION                                             : Senior Project Accountant (Strategic Projects)

DUTIES AND RESPONSIBILITIES:

• Project budgeting
• Monthly financial reporting
• Impairment reviews
• Financial analysis and vendor evaluations
• Planning & forecasting
• Tracking of benefits & performance of IT assets
• AJTP Queries
• Looking after and maintaining the project reports
• Maintaining all relevant income and expenditure for each project
• Analysing all project expenses and providing commentary
• Looking after project records and contracts to ensure terms are adhered to
• Reviewing current processes for management accounts preparation and streamlining across business
• Liaising with auditors
• Ensuring robust financial reporting across business
• Business Partnering with non-finance managers in order to develop processes and the understanding of financial requirements
• Creating bespoke financial reports
• Delivery and approval of Business Cases (including Benefits Harvesting) 

• Project Financial Analysis

• Review and approve scope changes

• Financial modelling including vendor valuations and pricing comparison

• Building and maintaining stakeholder relationships

• Conduct Impairment Reviews and Impairment Calculation if required

• Monitor project performance (Milestones, Risk & Issues, scope of work)

NAME OF COMPANY                        : Nedbank Limited

PERIOD OF EMPLOYMENT            : February 2015 – October 2016       

POSITION                                             : Financial Manager (Group Finance)

DUTIES AND RESPONSIBILITIES:

• Overall financial management of the Business Unit(s) by providing business decisions and leadership through effective financial planning, analysis, management, reporting and finance related recommendations. In addition, to actively manage day-to-day financial activities within Business Unit(s) ensuring their financial well-being. 
• Liaise closely with stakeholders to ensure their requirements are understood and met. Prepare monthly financial packs, analysing, interpreting, and reporting on income statements and balance sheet items, as well as DI's, statutory returns, cash flow analysis and transfer pricing. Prepare rolling forecasts, three-year plans, and annual budget.
• Motivate people and co-ordinate people, tasks, and resources to achieve stakeholders' objectives. Plan, organize and monitor workflow, ensuring people follow through and maintain consistently high standards of reporting, within defined timeframes. 
• Attraction & Selection with HR, recruit, select and place candidates in terms of agreed recruitment and selection process. Training and Facilitate training needs of the team, actively working to develop their skills and potential Career Pathing and Succession Planning.
• Actively facilitate a learning culture in the team, encouraging staff to take accountability for their own career development and providing guidance and training where necessary.
•  Instill a high-performance culture within the team. With HR, ensure implementation of appropriate performance management processes with the team. Implement reward and recognition framework within team.
• Take ownership and accountability for tasks and activities and demonstrate effective self- management. Follow through to ensure that quality and productivity standards of own work are consistently and accurately maintained. 

NAME OF COMPANY                        : Nedbank Limited

PERIOD OF EMPLOYMENT            : January 2013 – February 2015       

POSITION                                             : Financial Officer (Group Technology Support Areas)

DUTIES AND RESPONSIBILITIES:

• Liaise closely with stakeholders to ensure their requirements are understood and met. Prepare monthly financial packs, analysing, interpreting, and reporting on income statements and balance sheet items, statutory returns, cash flow analysis and transfer pricing when required. In conjunction with the Business Unit(s), prepare rolling forecasts, three-year plans, and annual budgets. Analyse and make recommendations around issues that are important with regard to financial reporting and communicate and educate stakeholders. Identify key areas for improvement and make recommendations.
• Analyse activity-based costing. Authorise journals, provisions, and payments (including staff claims and 3rd party payments) within set policies, procedures, and mandates. Check audit requirements. Ensure alignment between HR MIS, Group Finance, the GL and the Financial database to ensure branch structure aligns with financial requirements. Responsible for GL integrity at all times. Act as go between, between ABC team and the business. Ensure all financial activities conforms to accounting practices, legal requirements, principles, and policies.
• In conjunction with relevant stakeholders investigate budget parameters, acquire all business requirements and cluster requirements and guidelines for input into setting up the budget. Build financial models with which to do the budget. Consult with stakeholders once budget is set (regarding any changes required). Confirm that budget is in line with business strategy. Complete all required Group Finance budget schedules and submit for approval. Distribute the approved budget into branches (filter budget down from top level in order for each branch to understand its allocated budget).
• Effectively resolve ad hoc queries and request received from various stakeholders, i.e., provide information regarding benchmarking processes where necessary.

NAME OF COMPANY                        : Nedbank Limited

PERIOD OF EMPLOYMENT           : August 2010 – January 2013     

POSITION                                             : Cost Analyst

DUTIES AND RESPONSIBILITIES:

• Compile the monthly activity costs, product costs and volumes for stakeholders; interpreting and highlighting sources/reasons for amounts; allocating actual costs to the correct products, explaining variances, and answering queries.
•  In so doing, enable the Activity Justified Transfer Pricing (AJTP) recovery of all GTSS costs. Consult internal technical specialists on asset specifications. 
• Run actual model monthly and base and budget models yearly for designated areas; updating the costing models when required and maintaining data integrity. Ensuring volumes are accurately captured and products accurately costed. 
• Analyse and Report on costs. All costs are reflected in order to reconcile the allocation and total Activity Justified Transfer Pricing (AJTP) recovery for all products. 
• Reports are produced based on product costs and presented in a format so that stakeholders and representatives can interpret, understand, and make informed decisions. Total Activity Justified Transfer Pricing (AJTP) recovery is made possible through accurate and complete models. 
• Advise all stakeholders of changes, variances, sources and future considerations and implications in terms of cost containment and savings, as well as understanding and maximising the return on supplier services and existing infrastructure. 
• Offer product costing assistance e.g., process and requirements, reconciling General Ledger amounts across teams and functions. 

NAME OF COMPANY                      : Nedbank Limited

PERIOD OF EMPLOYMENT          : March 2008 – August 2010       

POSITION                                           : Business Management Officer

DUTIES AND RESPONSIBILITIES:

• Develop departmental MIS reports. Compile, collate and consolidate all departmental MIS   into monthly management pack which is distributed to all clusters within Nedbank Ltd.

• Graphically represent departmental business performance.

• Perform statistical analysis on business and report on trends to drive cost saving initiatives.

• Compiling monthly Opcom Report and distributed to Department head. Prepare / Check Monthly Reports (Opex, Expense Accounts, Suspense Accounts and checking of the Opcom and MIS) for Senior Manager and Divisional Executive

• Compiling monthly voice telecommunications accounts and responding to queries.

• Compiling monthly third-party accounts and recons.

• Support various projects within telecommunications department. Project Management WEB Design for the Nedbank Telephone Management System and to ensure that new numbers is created for the Nedbank Call Centre environment for billing purposes 

• Liaising Officer between Nedbank and Nashua Mobile in alliance with Telkom and CSC on the Nedbank telephone billing issues

NAME OF COMPANY                        : Empowerdex Limited

PERIOD OF EMPLOYMENT            : March 2007 – December 2007       

POSITION                                             : Junior Verification Analyst 

DUTIES AND RESPONSIBILITIES:

• Perform Black Economic Empowerment audits listed companies based on the Generic and FSC scorecards formulated by the DTI.
• Analysis of the compliance of strategies, policies and initiatives of the specific BEE elements contained within the scorecards, i.e., ownership, control, employment equity, skills development, affirmative procurement, corporate social investment, and enterprise development.
• Measurement of the compliance of strategies, policies and initiatives of the specific BEE elements contained within the scorecards.
• Presentations to clients concerning the methodologies and mechanisms of these scorecards.
• Writing detailed reports for clients based on the analysis and measurements of the specific elements of the scorecards.
• Presenting clients with industry specific recommendations concerning corporate social investment and enterprise development.
• Implementation of process and procedure 
• Responsible for overseeing process and procedure ratings 
• Identify risk areas 

Knowledge and Skills Obtained:                 

• Presentation Skills 
• Verbal and written communication
• Analytical skills 
• Interpersonal skills (relationship building and networking)
• Report writing
• Planning and Organisation skills
• Computer literacy
• Multi-tasking 
• Specialist experience, knowledge and understanding of the Codes of Good Practice (Black Economic Empowerment Act 53). In specific, knowledge of the specific areas of BEE including ownership, management and control, employment equity, skills development, preferential procurement, corporate social investment, and enterprise development.

I am an Indian female who has completed a Bachelor of Commerce Degree at the University of Kwa- Zulu Natal (University of Natal – Howard campus) in 2006. My majors include Finance and Management. I have also completed my Honors in Business Management at UNISA (University of South Africa). I have completed a Masters in Business Administration (Cum Laude).