Junior Credit Analyst - Sandton, South Africa - Core Group

Core Group
Core Group
Verified Company
Sandton, South Africa

3 weeks ago

Thabo Mthembu

Posted by:

Thabo Mthembu

beBee Recruiter
Description
iStore is the home of everything Apple, and Africa's largest Apple Premium Reseller.

With a retail footprint of more than 33 physical and online stores across Africa that provide expert advice, Apple Authorised Repairs, Business, Education, training and technical support for anything and everything Apple.


Purpose:
To provide credit analysis of the current and forecast financial strength of a portfolio of Business to Customer and Business to Business clients with the aim to identify portfolio related credit risks


What We Offer -

  • Exceptional growth opportunity within an Entrepreneurial Business Unit
  • Join a diverse team of passionate individuals and work with the world's top brands every day
  • Fun and challenging environment that promises to expand and grow your skill set

Responsibilities:


  • Analyse credit data to assess the creditworthiness of borrowers
  • Conduct credit reviews and credit approvals
  • Remain objective and present both arguments and pros and cons
  • Manage customer databases and lending limits
  • Prepare reports and presentations for senior management
  • Develop and implement credit risk strategies and policies
  • Collaborate with internal teams to ensure compliance with credit risk policies and procedures
  • Suggest risk mitigating measures for our consumer finance products in line with the risk philosophy of the Company

Behavioural Competencies

  • Build and maintain professional working relationships with all stakeholders, displaying excellent abilities to initiate dialogue, listen, advise, influence and negotiate to achieve winwin outcomes
  • Preserves relationships despite airing conflicting views and seeks mutual gains when addressing conflicts
  • Anticipates consequences and adapts problem solving based on continual feedback
  • Act speedily to resolve problems, queries and complaints

Qualifications & Experience:


  • Ideally Bachelor's degree in Finance, Economics or related field
  • Minimum 3 year's experience as a credit analyst in retail/banking environment
  • Strong analytical and problemsolving skills
  • Detailoriented and able to work independently
More jobs from Core Group
See all jobs of Core Group