Product Manager - Midrand, South Africa - A 1L Realization (Pty) Ltd

Thabo Mthembu

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Thabo Mthembu

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Description
The incumbent will need to develop, scale and manage a portfolio of lending products, taking them through the stages of the product life cycle as well as:

  • Keep pace with the latest in industry & technology developments as well as the broader regulatory environment;
  • Improve the overall revenue contribution and performance of lending products in Financial Services;
  • Form part of a crossfunctional team, developing lending products that improve the overall business lending value proposition across market segments;
Key Accountabilities

  • Build and manage a business lending marketplace through our branded online platform and through our superapp;
  • Identify, integrate and manage potential third party delivery and product partners;
  • Third party contract negotiation;
  • Manage a crossfunctional team to create and maintain business lending originations platform and marketplace;
  • Work with other Product managers to ensure owned or branded products are enabled through the originations platform and exposed through the marketplace;
  • Accountable for all relevant product documentation;
  • Defining business rules and working with customer experience teams to define and refine new and existing customer journeys
  • Providing inputs and evaluation for financial business cases
  • Work with Business development manager and marketing to create revenue projections and forecasts; and analyse and identify shortfalls and areas of improvement
  • Provide insights to the broader team around innovation and developments within the Business Lending and Fintech industry
  • To regularly review launched products to ensure the performance is in line with initial assumptions and implement corrective measures if needed and also look at how to improve/enhance products
  • Keep track of competitor launches and take measures to mitigate risks
  • Daily, weekly and Monthly product performance reports and occasional presentations to senior management team
  • Creating and managing product backlogs ensuring products and features make it all the way through ideation, design, development and ultimately scale.
Core competencies, knowledge and experience

  • Prior business lending product design and development experience is essential
  • A detailed knowledge understanding of a the fast paced fintech lending industry is essential
  • Understanding of regulatory requirements essential;
  • Understanding of system requirements to launch digital lending offerings preferred;

Must have technical / professional qualifications:

  • Matric essential
  • Relevant 3/4 year Business degree essential
  • Minimum of 8 years experience within the Product development essential
  • Fintech or Business Lending experience preferred

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