Product Manager - Midrand, South Africa - A 1L Realization (Pty) Ltd
Description
The incumbent will need to develop, scale and manage a portfolio of lending products, taking them through the stages of the product life cycle as well as:- Keep pace with the latest in industry & technology developments as well as the broader regulatory environment;
- Improve the overall revenue contribution and performance of lending products in Financial Services;
- Form part of a crossfunctional team, developing lending products that improve the overall business lending value proposition across market segments;
- Build and manage a business lending marketplace through our branded online platform and through our superapp;
- Identify, integrate and manage potential third party delivery and product partners;
- Third party contract negotiation;
- Manage a crossfunctional team to create and maintain business lending originations platform and marketplace;
- Work with other Product managers to ensure owned or branded products are enabled through the originations platform and exposed through the marketplace;
- Accountable for all relevant product documentation;
- Defining business rules and working with customer experience teams to define and refine new and existing customer journeys
- Providing inputs and evaluation for financial business cases
- Work with Business development manager and marketing to create revenue projections and forecasts; and analyse and identify shortfalls and areas of improvement
- Provide insights to the broader team around innovation and developments within the Business Lending and Fintech industry
- To regularly review launched products to ensure the performance is in line with initial assumptions and implement corrective measures if needed and also look at how to improve/enhance products
- Keep track of competitor launches and take measures to mitigate risks
- Daily, weekly and Monthly product performance reports and occasional presentations to senior management team
- Creating and managing product backlogs ensuring products and features make it all the way through ideation, design, development and ultimately scale.
- Prior business lending product design and development experience is essential
- A detailed knowledge understanding of a the fast paced fintech lending industry is essential
- Understanding of regulatory requirements essential;
- Understanding of system requirements to launch digital lending offerings preferred;
Must have technical / professional qualifications:
- Matric essential
- Relevant 3/4 year Business degree essential
- Minimum of 8 years experience within the Product development essential
- Fintech or Business Lending experience preferred
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