Credit Manager: Commercial and Development Banking - Pretoria, South Africa - Secondments Recruitment

Secondments Recruitment
Secondments Recruitment
Verified Company
Pretoria, South Africa

2 weeks ago

Thabo Mthembu

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Thabo Mthembu

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Description

Job Advert Summary:


  • Manage the end to end credit process of Commercial Development and Business Banking clients in order to enable Land Bank to provide sustainable financing to Commercial Development and Business Banking farmers.
  • Collectively approve loans and credit limits under delegated authority within the Commercial Credit Committee (CCC) structure and review transactions for recommendation within delegated authority mandate.
  • Find innovative credit solutions for Commercial Development and Business Banking clients in order to ensure that credit risks in this target market are adequately assessed, mitigated and controlled.
  • Coordinate Commercial Credit Committee (CCC), Credit Adjudication Committee (CAC) and Pricing Committee meetings; manage committee processes and policies, and act as an information and reference point for the Chairman and other committee members.
  • Manage, control and authorise tasks performed by subordinates ( output of the Credit Analysts and Credit Administrators)
  • Effectively liaise and communicate with the relevant stakeholders within the Land Bank to action performance gaps and variances in the credit evaluation process.
  • Actively provide input in the review and or improvement of the Credit Policy and Procedures in order to enhance and ensure that the legal and business requirements are met.
  • Management of the records ( minutes, agendas, decision forms, registers, ratings and declarations) and safe keeping of all CRMC, CCC, CAC and Pricing committee meetings attended

Minimum Requirements:


  • A relevant 3 year qualification (Degree/Diploma e.g. BCom or BTech)
  • BSc Agriculture degree could be considered with relevant commercial experience
  • 5 8 years Credit management experience which includes:
  • Commercial Credit Finance/Business Banking deal structuring
  • Structured trade and commodity finance
  • Strong Financial and Credit Analysis and Assessment background
  • Evaluation of existing business restructure
  • Managing turnaround time.

Duties and Responsibilities:


  • Advanced Microsoft Office
  • Advanced knowledge of risk management principles
  • Knowledge / Experience of compliance systems / tools
  • Compliance Management Principles
  • Knowledge of Compliance related legislation
  • Knowledge of Business and Law Principles
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