Credit Analyst - Johannesburg, South Africa - Sydsen
Description
A well established Automotive company based in Johannesburg North, is seeking a qualifiedCredit Analyst to join their team.
As a
Credit Analyst you will be responsible for assessing and analysing the creditworthiness of clients, evaluating their financial history and determine their ability to repay the proposed loan/s.
Responsibilities:
- Reading financial briefings
- Assessing, analysing and interpreting financial information and third party information sources
- Undertaking risk analysis by developing statistical models based on the company portfolio performance
- Keeping company credit exposures within set risk limits
- Continuously monitor actual process turnaround times and quality standards and resolve issues speedily to enhance effective client service delivery
- Provide regular reports on, inter alia, delivery of services against agreed service level agreements and approval rates or the like
- Working to develop creditscoring systems for the company
- Keeping knowledge of key issues uptodate (for example legal, market risk and compliance issues)
Minimum Requirements
- Minimum 5 years experience in the banking/finance sector
- Bachelors degree or related finance degree would be beneficial
- Ability to work under pressure
- Microsoft Office
- Excellent IT, analytical and numerical skills
- Experience in the Automotive industry would be beneficial
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