Senior Credit Manager: Cib Credit Risk Ib - Johannesburg, South Africa - Nedbank

Nedbank
Nedbank
Verified Company
Johannesburg, South Africa

2 weeks ago

Thabo Mthembu

Posted by:

Thabo Mthembu

beBee Recruiter
Description

Job PurposeResponsibilities**:


  • Suggest alternative funding solutions by making recommendations based on the credit policy guideline and the analysis based on the information provided.
  • Manage daily activities of direct reports by monitoring the staff output.
  • Manage performance and build the intellectual capital of the team by conducting on the job training, counselling and coaching.
  • Build and maintain effective working relationships with stakeholders by providing a range of specialized credit risk management advisory services.
  • Manage client expectations by operating within the specified parameters and Service Level Agreements (SLA).
  • Ensure compliance by sanctioning credit decisions based on the credit policy guideline in conjunction with relevant Nedbank strategy and the analysis based on the information provided within applicable mandate.
  • Enhance policies and procedures by recommending and making submissions to the relevant parties.
  • Adapt to changes in Legislation, economic and industry conditions by implementing the changes to credit policies, processes and systems where applicable.
  • Give overview of the book by developing and preparing portfolio review presentations based on the Management Information System (MIS).
  • Identify the various credit risks pertaining to a client by analysing and interpreting financial, market and business information.
  • Support the achievement of the business strategy, objectives and values by reviewing Nedbank and Business Unit Plan and ensuring delivered systems, process, services and solutions are aligned.

Job Responsibilities Continue

  • Identify training courses and career progression for self through input and feedback from management.
  • Ensure all personal development plan activities are completed within specified timeframe.
  • Share knowledge and industry trends with team and stakeholders during formal and informal interaction.
  • Obtain buyin for developing new and/or enhanced processes (e.g. operational processes) that will improve the functioning of stakeholders' businesses by highlighting benefits in support of the implementation of recommendations.
  • Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g. staff surveys etc).
  • Participate and support corporate responsibility initiatives for the achievement of business strategy (e.g. Green Strategy).
  • Seek opportunities to improve business processes and systems by identifying and recommending effective ways to operate and adding value to Nedbank.


  • Preferred Qualification

  • Btech in Credit Management, Post Graduate Qualifications.


  • Essential Certifications

  • CA, CFA, MBA
  • Minimum Experience Level 5 years extensive experience or knowledge in credit granting across banking and lending products

Technical / Professional Knowledge

  • Banking knowledge
  • Business principles
  • Communication Strategies
  • Data analysis
  • Governance, Risk and Controls
  • Research methodology
  • Decisionmaking process
  • Business Acumen
  • Portfolio management
  • Industry and Economic trends


  • Behavioural Competencies

  • Coaching
  • Communication
  • Decision Making
  • Work Standards
  • Managing Work
  • Technical/Professional Knowledge and Skills
- **_Please contact the Nedbank Recruiting Team at _
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